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Generational Wealth

Generational Wealth

+3

THE 529 PLAN IS NO LONGER JUST A SIMPLE COLLEGE SAVINGS ACCOUNT: It's a Family Capital Allocation Tool

Mar 16, 2026

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8 min read

THE 529 PLAN IS NO LONGER JUST A SIMPLE COLLEGE SAVINGS ACCOUNT: It's a Family Capital Allocation Tool

For years, the 529 plan was boxed into a narrow category: “college savings.” That framing is now outdated. For high-income families, a 529 can function as something much more powerful ... a multi-use planning vehicle for education, credentialing, estate reduction, tax-efficient intergenerational gifting, and even an early Roth IRA runway for the next generation. The question is no longer whether a child will “go to college.” The real question is whether your family is building a system to fund earning capacity without unnecessary tax friction.

Edward Collins
Edward Collins

Generational Wealth

+3

Why a $1.4M Property Can Beat the Stock Market

Mar 9, 2026

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5 min read

Why a $1.4M Property Can Beat the Stock Market

A $1.4M short-term rental producing roughly $30,000 of annual cash flow doesn’t look particularly exciting on the surface. In fact, if you only look at the basic cash-on-cash return, you might dismiss it entirely. But sophisticated investors don’t evaluate real estate through a single lens. When you analyze the full financial picture ... cash flow, tax savings, debt pay-down, appreciation potential, and financing optimization ... a deal that appears average can produce year-one returns approaching 30% or more. Not magic. Just math.

Edward Collins
Edward Collins

Generational Wealth

+1

THE MOST UNDERRATED WEALTH STRATEGY IS CHOOSING THE RIGHT PARTNER(A Birthday Reflection on Alignment, Asymmetry, and Generational Advantage)

Feb 13, 2026

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5 min read

THE MOST UNDERRATED WEALTH STRATEGY IS CHOOSING THE RIGHT PARTNER(A Birthday Reflection on Alignment, Asymmetry, and Generational Advantage)

On the surface, this is a birthday tribute. Underneath, it’s a framework lesson. Because when spouses are aligned ... values, vision, and long-term intent ... the result isn’t just a stronger marriage. It’s an asymmetric advantage in wealth creation, decision-making, and legacy. This article explores why alignment at home compounds faster than any financial strategy ever could.

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